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What is money muling and why is it vital parents warn their children about the dangers?
Teenagers often like to have the latest gadgets and trainers, but if a young person suddenly has the ability to splash cash around, with no obvious explanation for their wealth, it could be a warning sign of money muling. Money muling happens when people are persuaded to let cash flow through their bank account in exchange for money or gifts – and young people in particular may be targeted. According to figures released by UK Finance and the fraud prevention body Cifas, young people under the age of 21 account for around one in five cases where money muling activity is suspected. While money muling may be seen as an opportunity to make some easy cash, it’s actually a criminal offence. The cash flowing through bank accounts is often the proceeds from crime. UK Finance and Cifas run a campaign called Don’t Be Fooled, which has developed free PSHE (personal, social, health and economic education) resources for schools, to help young people learn about the dangers and consequences of becoming a money mule. The new schools programme is aimed at youngsters aged 10 to 14. To find out more about the dangers of money muling – and the warning signs for parents to look out for – I asked Paul Maskall, manager of fraud and cybercrime prevention at UK Finance, for his expert insights: How can parents talk to children and teenagers about money mule activity and explain what it is? Paul says: “Even at the best of times, we aren’t always good at valuing and protecting our data, personal information or private details which we store digitally.” He says it’s important for parents to explain what money mules are, “to ensure that the newer generation have a better understanding of how to protect themselves.” He continues: “By doing so, it gives them more of an intuitive defence and understanding of the risk of people wanting to exploit them and gain access to their account, for the purposes of laundering money.” How can young people themselves avoid getting involved in money muling? Maskall stresses the importance of keeping accounts and personal information private. He says: “Criminals seek to manipulate you with a promise of gifts, rewards or a percentage of the funds sent through your account.” People should avoid opening a bank account in their name for someone else, allowing their bank account to be used to send and receive funds for other people, or sharing PINs and passcodes, he says. While criminals will often seek out younger people to become money mules, it’s also important to remember that anyone can be targeted, he adds. What are the warning signs that your child could be involved? “Tell-tale signs that your child might be involved in money muling could be them suddenly having extra cash, buying expensive new clothes or top-of-the-range mobile phones and gadgets with very little explanation as to how they got the money,” Maskall explains. “They may also become more secretive, withdrawn or appear stressed sometimes, becoming more fixated on communication and phone usage.” What are the consequences of money mule activity? Some people may see requests to pass money through their account as harmless – but they could be making a big mistake. “Criminals need money mules to launder the profits of their crimes and frequently target young people, who are often unaware of the consequences of them agreeing to do so,” says Maskall. “Allowing a bank account to be used in this way is a crime and can result in a criminal record and the account being closed. “You could go to prison for up to 14 years and it can also lead to the individual finding it difficult to obtain mobile phone contracts or access financial products and credit, including student loans.” What should parents do if they think their child or someone else they know might be involved in money muling? “It’s important for parents and guardians to remind their children of the potential approaches that they may receive from criminals,” says Maskall. He says if any parents or guardians are worried that someone they are close to might be caught up in money muling, they can contact Crimestoppers anonymously on 0800 555 111. Where can parents go to get support or seek further information and how can communities stay safe? Maskall says: “We encourage everyone to visit the Don’t Be Fooled website for more information on the risk of money muling and how to stop the signs. www.moneymules.co.uk. “It is important to remember that anyone can be at risk and speaking openly and educating one another about the harm and risks involved will benefit others.” Read More From tofu chicken wings to chickpea bacon – how and why you should be making plant-based meat at home Holly Willoughby channels Gwyneth Paltrow with ‘orgasm anxiety’ blog post Do it for the Gram: Speedy but spectacular goat’s cheese linguine Charity boss speaks out over ‘traumatic’ encounter with royal aide Ukraine war’s heaviest fight rages in east - follow live
2023-08-18 20:23

'Why are you promoting junk?': Internet slams Mama June for unhealthy drinks promotion amid daughter Anna 'Chickadee' Cardwell's cancer battle
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You can now watch Margot Robbie's 'Barbie' at a Miami beach house
Greta Gerwig's hotly anticipated Barbie is just around the corner, and fans are already ecstatic to watch Margot Robbie in action as the iconic doll. The film has already secured an impressive 89 per cent rating on Rotten Tomatoes with days to spare until its 21 July drop, as fans gear up to purchase cinema tickets in advance to avoid disappointment. But now, there's an even better way to watch Barbie, and it involves an immersive rooftop setting inspired by Miami Beach. Depot Mayfield in Manchester has undergone an incredible transformation for their summer screenings, complete with sand, sunshine and signature cocktails at the Flamingo Beach Bar. It comes after Backyard Cinema's success in London and Manchester last winter, prompting founder Dominic Davies to return for a summer filled with iconic specials, old and new. Barbie is among the showings, with dates from July through to August. There's also Indiana Jones and The Dial of Destiny, as well as Dirty Dancing, Grease, Back to the Future, The Little Mermaid (Remake), Top Gun Maverick, Mean Girls and Pulp Fiction and many more. Sign up for our free Indy100 weekly newsletter Miami Beach will also host recurring Dirty Dancing Beach Parties every Friday night, at which guests will have the "Time of their lives" dancing along to the film’s famous soundtrack, along with special surprises designed to further immerse them in the world of the film. "It is clear that people just can’t get enough of Barbie. Since releasing dates for our 'Barbie on the Beach' screenings we sold out over six dates in 24 hours and have had to add extra dates throughout August to meet demand," Dominic Davies, Founder and CEO of Backyard Cinema told Indy100. He continued: "While it might not be Malibu Beach, we are certainly bringing all things Barbiecore to our very own Miami Beach rooftop in Manchester, including a chance to take your photo inside a Barbie box. Sand, sunshine and signature palm tree cocktails - what more could you want?!" For more information on bookings and other events, click here. Have your say in our news democracy. Click the upvote icon at the top of the page to help raise this article through the indy100 rankings.
2023-07-19 23:16

The best outdoor restaurants, terraces and rooftop bars in London to book now
With summer finally deciding to make an appearance in the UK, there’s no better time to book a reservation or two at your favourite restaurants with outside space in London. There’s nothing better than getting some of that much-needed vitamin D as you tuck into a delicious meal and whether you’re grabbing a quick lunch, dinner with friends or your date is going al fresco, there are plenty of options to choose from. While some pubs and restaurants have permanent outdoor seating areas, others actively create their own in the summer so that its patrons can enjoy a delicious meal al fresco as soon as the sun decides to come out. From pub gardens to rooftop terraces, there’s a number of spaces to soak up the sunshine with your favourite dish and a glass of something refreshing – and we’re here to help you find all the best places in the city to do just that. London is a foodie capital and at times dining options can be overwhelming. If you’re in need of some guidance for your next al fresco booking, look no further than our list below. Joia We’ll never say no to a new Portuguese restaurant opening up in London and new spot Joia does seem to be drawing in all the crowds. While its rooftop (complete with that swimming pool) has certainly nailed the Instagram aesthetic on the head, we can’t credit Joia’s success solely to this, having dined on its delectable menu ourselves. An excellent pan con tomate set the meal off to a great start (it can really go the other way, you see), followed by the classic Iberico ham croquettes – once again, it’s like a rite of passage with this type of cuisine. The classic tortilla secured a solid spot in our good books, while the grilled leeks and beef pica pau (a highly popular Portuguese snack dish) were also crowd-pleasers. The salted cod worked a charm. We loved the Josper-grilled prawns and recommend you definitely leave space for the arroz con leche (in this case, passionfruit cream rice pudding). joiabattersea.co.uk Luca Stepping into the terrace at Luca is like stepping straight foot in Italy. With exposed brick walls, plenty of shrubbery and a retractable roof, the one-Michelin-starred spot is the perfect way to while away the hours in true al fresco style. Enjoy everything the restaurant has to offer in this secluded oasis, from the must-get parmesan fries (cheese lovers will want several portions of these gooey churros) to the pasta made fresh every day in The Pasta Room (shouldn’t everyone have one of those?). During the summer, seasonal delights include Orkney scallops, Cornish lobster and Hebridean lamb. Wash that down with a house cocktail such as the Luca Martini or the Gold Negroni, or consult with head sommelier Enzo for something from their excellent wine list - the bone-dry Soave Classico Calvarino Pieropan gets our vote. luca.restaurant Florattica A newcomer to the terrace scene in London, Florattica sits above the Canopy by Hilton in East London. A hidden gem if you’re looking for understated luxury, the decor is full of floral designs and bold colours – accompanied by equally strong cocktails. Come rain or shine this little oasis is a great hideaway from the busy city, with both indoor and outdoor seating, where you can enjoy a variety of premium drinks from the bar and sharing snacks. The sourdough flatbread with whipped feta, peppers and rosemary jam was a particular standout, but there’s also oysters, a selection of sushi, teriyaki chicken skewers and more. floratticalondon.co.uk Sabine If you’re looking to soak up a great summer vibe alongside sipping signature cocktails, Sabine is the place for you. Offering a stunning view of St Paul’s Cathedral, as well as gorgeous sunset scenes and the Shard on the other side, Sabine is a great terrace for kicking back after a long day at work. With Sabina Coladas and dangerously good daiquiris on the menu (among other favourites, of course), it was only too easy to sit back, sip and snack on delicious bar bites such as pulled lamb or barbecue jackfruit tacos; tandoori prawn skewers; mac n cheese bon bons and much more. sabinelondon.co.uk Outcrop X AngloThai You have just over a month to catch the excellent collaboration between Outcrop and AngloThai at 180 The Strand – and it’s one that should not be missed. The leafy courtyard at the heart of London’s West end offers John Chantarasak’s signature (and spicy) Thai-British food, featuring oysters dressed in sea buckthorn and fermented chilli, curried flatbreads, zephyr squash tempura, som tam salad, vine leaf-wrapped hake, and much more. Wines are of the low-intervention, natural, barrelled variety and the cocktails pack a punch. Dine in dappled sunlight under the canopy to bops from DJs, selectors and collectors, then venture inside to take in the immersive art installation. No spoilers here. It’s worth seeing for yourself. outcrop.social Maene From oysters with pickled cucumber and sorrel to whipped ricotta, pickled beetroot, lemon thyme, there are plenty of delicious dishes to enjoy alongside a cocktail or two, while basking in the (occasional spot of) sun that graces this city. Other items from the menu that caught our eye include the Cornish mussels in smoked cider and butter sauce and we’d never say no to almond ice cream with poached rhubarb and black pepper sable. We can confirm the cocktails went down a treat but now it seems you’ll see us back for dinner, too. maenerestaurant.co.uk Kapara The little sister of Israeli eater Bala Baya, Kapara is the latest offering from chef Eran Tibi who has brought a taste of Tel Aviv to the streets of Soho. In addition to a variety of cocktails to be enjoyed on the terrace, we’d also recommend you not leave before trying the baklava prawns – one of our top favourite dishes in London – as well as the likes of the romano carpaccio, braised aubergine and tomato hummus and oxtail in pearls. kapara.co.uk Jurema at The Mandrake Simultaneously sultry and seasonal, Jurema at the Mandrake stays true to the hotel’s moody on-trend decor, while also making bringing a spot of summer to the terrace – courtesy of a hanging garden of suspended jasmine and passionflower. A main feature throughout the hotel (with all floors looking out onto it), it’s a great space to enjoy a drink (should you be tempted away from Waeska downstairs). Food-wise, it’s all from Yopo below so we knew it would be great and the terrace also offers a beautiful Sunday brunch where you can tailor your experience from free-flowing cocktails to unlimited Veuve Cliquot, alongside crab tostadas, wild mushroom buckwheat crepes and chorizo eggs benedict dishes. Coupled with a DJ and tarot reading, you’ll find yourself checking into a room (should there be availability) afterwards, never wanting to leave. themandrake.com Hotel AMANO Hotel AMANO is another secret terrace in the heart of central London – and it comes with a beautiful view of the city. Sip on chamapgne or choose one of the cocktails expertly created by the bar staff at the rooftop bar. The seventh floor is a true highlight of the London hotel. With dishes making their way up from the kitchen at Penelope’s (the hotel’s Israeli-Spanish restaurant downstairs), we’d say bar snacks have certainly stepped up in the form of salmon tiradito, black challah calamari (possibly our favourite in London), pan con tomate and much more. amanogroup.de The Landmark It’s one of London’s most well known hotels and for good reason. While the Landmark has no traditional terrace as such, its winter garden still makes for a magical sun spot – and is perhaps not such a bad idea when the city’s weather is so unpredictable. Whether you’re there to dine on the modern European menu or opt for a classic or seafood-themed afternoon tea, there’s plenty to feast upon at the Landmark and, if we do say so ourselves, the most elegant setting in which to do so. landmarklondon.co.uk The Sanderson While the Sanderson hotel normally draws people in for its iconic Long Bar and Mad Hatter’s afternoon tea, we’re here to tell you that you shouldn’t be quick to overlook the terrace either. The current pop-up in the garden is with The Uncommon, where you can enjoy a slice of escapism from central London alongside a mint and jasmine rosé wine spritzer. Known for its eco-friendly bubbly wine in a can, The Uncommon drinks are being used to create cool and carefully-crafted cocktails, perfect for summer. ennismore.com Madison Perhaps the OG when it comes to a view of St Paul’s, Madison is most known for its buzzing bar but its restaurant has long been on our radar, too. Whether you’re enjoying a bottle of rosé in the sunshine as you watch people taking photos of the impressive monument or you’re feasting upon dishes such as prawn linguine, swordfish steak or a mixed mezze plate, nothing quite says summer than this terrace. madisonlondon.net St Martins Lane While boasting a variety of dining concepts within the hotel, come summer we’re most interested in the outdoor terrace for some after work drinks. Currently home to TRIP, the terrace offers a quaint oasis just moments from the hustle and bustle of Leicester Square. Sip on refreshing cocktails which have all been inspired by the CBD drinks brand. St Martins Lane’s mixologists have expertly crafted such beverages, featuring the peach and ginger, elderflower and mint, and lemon and basil drinks. To be enjoyed best alongisde small plates such as spiced gazpacho, octopus carpaccio and much more on the main menu. ennismore.com Mama Shelter Forever a favourite in East London and across the globe, Mama Shelter is always a good time – and now that good time can be had on its terrace. Whether you’re making the most of the seasonal drinks pop up at the bar or simply enjoying your brunch (we love the chicken schnitzel and the pulled beef bao), this sun trap is a great spot to unwind come the weekend. mamashelter.com Bantof Blink and you’ll miss it – we’ll get onto the food and drink in a second but Bantof might just win the award for “secret terrace in the centre of London”. In the heart of Soho sits this tiny terrace, which offers the perfect escape to the hustle and bustle of the city – plus some good grub. Sit back with a great martini (though we did have our eye on the almond sour as a virgin digestif, too) and enjoy some seriously good padron peppers, one of the most tender-cooked octopus we’ve tried and an absolutely stunning sea bream tartare. Mains of lamb chops and sea bass certainly did not disappoint and if you’ve got room, there’s a chocolate mousse with your name on it. bantof.com The Hari Secret terraces do seem to be all the rage right now (or in this round up, at least) with even The Hari getting in on the action. This quaint little terrace is perfect for hotel guests or passerbys to sit back with a cocktail and enjoy some sun in a more relaxed environment. While you won’t find DJ beats and dancing, you can enjoy a delicious all-day dining menu featuring everything from oysters to beef brisket croquettes to a tagliata. Currently Malfy Gin has taken over the terrace so you can experience a little bit of Amalfi lifestyle in the heart of London. thehari.com Read More King’s Guard shares sweet exchange with young boy wearing royal uniform Internet sleuths turn to live-stream to help catch people fly tipping in London skip Where to find the best Guinness in London – and how to spot a bad one Is it heat exhaustion or are you just tired? Inside the multi-million pound homes on BBC’s new real estate show Crazy Rich Agents What to know about eating raw oysters safely
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